Incentives in Community-Based Health Insurance Schemes |
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Author:
| Kaiser, F. Markus |
Series title: | Development Economics and Policy Ser. |
ISBN: | 978-3-631-52687-3 |
Publication Date: | Jun 2004 |
Publisher: | Peter Lang GmbH, Internationaler Verlag der Wissenschaften
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Book Format: | Paperback |
List Price: | USD $59.20 |
Book Description:
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The author presents a promising tool to increase the coverage rate of community-based health insurance schemes (CBHI) and access to medical care for poor population groups in developing countries. He addresses a key problem of CBHI: Authorities cannot sanction non-members and membership cannot be enforced. Therefore, it is proposed to award membership by offering incentives such as raffle participation for joining a CBHI. This approach attracts new members and can be a motivation to...
More DescriptionThe author presents a promising tool to increase the coverage rate of community-based health insurance schemes (CBHI) and access to medical care for poor population groups in developing countries. He addresses a key problem of CBHI: Authorities cannot sanction non-members and membership cannot be enforced. Therefore, it is proposed to award membership by offering incentives such as raffle participation for joining a CBHI. This approach attracts new members and can be a motivation to continue membership payments of healthy insurance members. The results of an ex-ante demand analysis conducted in the Philippines are promising. More than 80 % of the respondents would like to participate in the raffle and would even agree to higher premium payments covering additional costs of the raffle.