Kakeibo Notebook Budget Planner |
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| Contribution by:
| Press, Pigsty |
| General Editor:
| Lynch, Dave |
| Author:
| Mukhiya, Kanon |
| ISBN: | 979-8-4049-0399-7 |
| Publication Date: | Jan 2022 |
| Publisher: | Independently Published
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| Book Format: | Paperback |
| List Price: | USD $9.99 |
Book Description:
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Kakeibo (the Japanese art of saving) is a practical method of budgeting which was developed in 1905 by a woman called Hani Motoko. Its emphasis is on simplicity and mindfulness. If there were ever a budget ideally suited to minimalists, this is it. The problem with many budgeting systems is that we are conditioned to think of succeeding at something when we are active - when we actively do something to reach our goals.
Budgets and saving money are things that we...
More Description Kakeibo (the Japanese art of saving) is a practical method of budgeting which was developed in 1905 by a woman called Hani Motoko. Its emphasis is on simplicity and mindfulness. If there were ever a budget ideally suited to minimalists, this is it.
The problem with many budgeting systems is that we are conditioned to think of succeeding at something when we are active - when we actively do something to reach our goals. Budgets and saving money are things that we instinctively feel are passive activities. We feel that budgeting means we don't actually do anything - mentally we associate success in budgeting as "not spending". That's where our problem lies: we don't engage with budgeting in an active way.
Kakeibo is an active, mindful process you can easily make part of your day - and look forward to it.
This Kakeibo journal includes 246 pages of budget tracking - enough for a two year money management mission!
By bringing mindfulness to the activity of budgeting in the same way as Hani Motoko, and physically writing down how we spend our money - and on what - we become acutely aware of where that money is going. Just as importantly, it allows us understand whether that expenditure is bringing us happiness or not.
In a way, it could be seen as closely linked to the idea of Kawaii - if something does not bring us happiness or joy we can live without it - and be happier doing so.
In this guided budget notebook you'll be using the 50/30/20 rule each month to determine your personal spending budget, and the envelope system to allocate that budget on a weekly basis. You'll track progress daily.
And it does take account of 5 week months.
The pages in this Kakeibo journal begin with a calendar and a table to track birthdays, holidays, events - anything that comes up regularly each year that it would help to plan for.
After this, the pages are divided into monthly sections.
The month ahead: write down your income and expenses, and total of each in the areas provided.
Once you've used the guides to establish what you have available to spend, divide that between the number of weeks in that month. Fill in each week with the amount you have available as your weekly budget.
Following this is a page dedicated to tracking your bills. What they are, what date they are on, how much they are, and paid or unpaid.
Next, your weekly expense tracker: the date and description of each purchase is captured along with a column to check off whether that purchase was a need, want, something cultural, or unplanned (car breakdown services, etc.)
Why does cultural expenditure have its own category?
The answer may make you think about how you spend your money. The Japanese recognise that cultural activities have benefits that go beyond the material - which affect our outlook and mental health, e.g., trips to the theatre with friends. These things have value beyond their cost.
At the end of each month you'll find a notes page for debt calculation, thoughts on your choices this month and how you feel about them, tweaks you may make next month to improve your system, or anything else you like.
Finally, your monthly review. How much did expect to spend, how much did you actually spend, how much debt did you pay off, what debt is left, how much have you saved since starting your Kakeibo journey?
At Pigsty Press we believe that notebooks and journals have the power to change your life. And no, we're not exaggerating. A notebook helped this small independent publisher come about - from idea to creation.
Not only do we believe our notebooks, journals and logbooks help people live better lives, but they'll never run out of batteries and they look great too!